Borrowing estimates for Wychavon, built from published survey rates and population figures.
90,300
Credit or loan holders
An estimated 90,300 adults in Wychavon held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
64,400
Credit card holders
An estimated 64,400 adults in Wychavon held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
23,700
Overdraft users
An estimated 23,700 adults in Wychavon were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
30,500
Residential mortgage holders
An estimated 30,500 adults in Wychavon had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
24,800
Buy now, pay later users
An estimated 24,800 adults in Wychavon used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
9,600
High-cost credit users
An estimated 9,600 adults in Wychavon held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
28,200
Low financial resilience
An estimated 28,200 adults in Wychavon had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
10,200
In financial difficulty
An estimated 10,200 adults in Wychavon were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 112,926 adults aged 18 and over in Wychavon (ONS mid-2024 population estimates, single-year ages summed).
117,074
Residents aged 16 and over
The estimated population aged 16 and over in Wychavon was 117,074 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.