Borrowing estimates for Lichfield, built from published survey rates and population figures.
An estimated 72,500 adults in Lichfield held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
An estimated 51,700 adults in Lichfield held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
An estimated 19,000 adults in Lichfield were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
An estimated 24,500 adults in Lichfield had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
An estimated 19,900 adults in Lichfield used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,700 adults in Lichfield held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
An estimated 22,700 adults in Lichfield had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
An estimated 8,160 adults in Lichfield were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 90,632 adults aged 18 and over in Lichfield (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Lichfield was 94,592 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 72,500 adults in Lichfield held at least one credit or loan product in 2024. An estimated 51,700 adults in Lichfield held a credit card in 2024. An estimated 19,000 adults in Lichfield were overdrawn on a current account in 2024.
An estimated 72,500 adults in Lichfield held at least one credit or loan product in 2024.
An estimated 51,700 adults in Lichfield held a credit card in 2024.
An estimated 19,000 adults in Lichfield were overdrawn on a current account in 2024.