Borrowing estimates for Newcastle-under-Lyme, built from published survey rates and population figures.
An estimated 83,400 adults in Newcastle-under-Lyme held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
An estimated 59,400 adults in Newcastle-under-Lyme held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
An estimated 21,900 adults in Newcastle-under-Lyme were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
An estimated 28,200 adults in Newcastle-under-Lyme had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
An estimated 22,900 adults in Newcastle-under-Lyme used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
An estimated 8,860 adults in Newcastle-under-Lyme held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
An estimated 26,100 adults in Newcastle-under-Lyme had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
An estimated 9,380 adults in Newcastle-under-Lyme were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 104,261 adults aged 18 and over in Newcastle-under-Lyme (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Newcastle-under-Lyme was 107,590 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 83,400 adults in Newcastle-under-Lyme held at least one credit or loan product in 2024. An estimated 59,400 adults in Newcastle-under-Lyme held a credit card in 2024. An estimated 21,900 adults in Newcastle-under-Lyme were overdrawn on a current account in 2024.
An estimated 83,400 adults in Newcastle-under-Lyme held at least one credit or loan product in 2024.
An estimated 59,400 adults in Newcastle-under-Lyme held a credit card in 2024.
An estimated 21,900 adults in Newcastle-under-Lyme were overdrawn on a current account in 2024.