Statistics for the United Kingdom

Statistics on borrowing and lending for the United Kingdom, by topic.

• Business lending statistics in the United Kingdom 2026

  £205.8bn SME loan balances Sep 2026

• Buy now pay later statistics in the United Kingdom 2026

  20% Deferred payment credit use 2024

• Car finance statistics in the United Kingdom 2026

  11% Adults holding motor finance 2024

• Consumer credit statistics in the United Kingdom 2026

  84% Adults holding any credit 2024

• Court judgment statistics in the United Kingdom 2026

  94 Consumer judgments per 1,000 adults, 1 January 2025

• Covid loan scheme statistics in the United Kingdom 2026

  37.23% Pay As You Grow share, 30 June 2026

• Credit card statistics in the United Kingdom 2026

  21.71% Card effective rate Sep 2026

• Debt advice statistics in the United Kingdom 2026

  14% Need for debt advice 2024

• Household debt statistics in the United Kingdom 2026

  116.5% Household debt-to-income Q2 2026

• Interest rate statistics in the United Kingdom 2026

  5.13% Two-year, 75% LTV Sep 2026

• Mortgage approvals statistics in the United Kingdom 2026

  53,443 House purchase approvals Sep 2026

• Mortgage arrears statistics in the United Kingdom 2026

  1.12% Mortgage arrears share Q2 2026

• Mortgage lending statistics in the United Kingdom 2026

  27.32% First-time buyer share Q2 2026

• Overdraft statistics in the United Kingdom 2026

  20.79% Overdraft effective rate Sep 2026

• Personal loan statistics in the United Kingdom 2026

  9.85% New loan rate Sep 2026