Borrowing Data

Car finance statistics in Scotland 2026

Last updated November 2026 · Data to August 2026 · Scotland

Car finance figures for Scotland, from Borrowing Data and the Office for National Statistics.

58,000

Consumer new car finance

The number of new cars bought on finance by consumers at the point of sale was 58,000 in Scotland in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new cars bought on finance by consumers at the point of sale, 12 months to August 2026.

106,300

Consumer used car finance

The number of used cars bought on finance by consumers at the point of sale was 106,300 in Scotland in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; used cars bought on finance by consumers at the point of sale, 12 months to August 2026.

29,500

Business new car finance

The number of new cars bought on finance by businesses was 29,500 in Scotland in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new cars bought on finance by businesses, 12 months to August 2026.

4,640

Business used car finance

The number of used cars bought on finance by businesses was 4,640 in Scotland in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; used cars bought on finance by businesses, 12 months to August 2026.

£1,720m

Consumer new car advances

The value of advances for new cars bought on finance by consumers at the point of sale was £1,720 million in Scotland in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; value of advances for new cars bought on finance by consumers at the point of sale, 12 months to August 2026.

£1,730m

Consumer used car advances

The value of advances for used cars bought on finance by consumers at the point of sale was £1,730 million in Scotland in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; value of advances for used cars bought on finance by consumers at the point of sale, 12 months to August 2026.

3,380

Consumer new cars, monthly

The number of new cars bought on finance by consumers at the point of sale was 3,380 in Scotland in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; new cars bought on finance by consumers at the point of sale, August 2026.

8,540

Consumer used cars, monthly

The number of used cars bought on finance by consumers at the point of sale was 8,540 in Scotland in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; used cars bought on finance by consumers at the point of sale, August 2026.

Key points

The number of new cars bought on finance by consumers at the point of sale was 58,000 in Scotland in the 12 months to August 2026. The number of used cars bought on finance by consumers at the point of sale was 106,300 in Scotland in the 12 months to August 2026. The number of new cars bought on finance by businesses was 29,500 in Scotland in the 12 months to August 2026.

Frequently asked questions

How many new cars were bought on finance by consumers at the point of sale in Scotland in the 12 months to August 2026?

The number of new cars bought on finance by consumers at the point of sale was 58,000 in Scotland in the 12 months to August 2026.

How many used cars were bought on finance by consumers at the point of sale in Scotland in the 12 months to August 2026?

The number of used cars bought on finance by consumers at the point of sale was 106,300 in Scotland in the 12 months to August 2026.

How many new cars were bought on finance by businesses in Scotland in the 12 months to August 2026?

The number of new cars bought on finance by businesses was 29,500 in Scotland in the 12 months to August 2026.