Borrowing Data

Car finance statistics in England 2026

Last updated November 2026 · Data to August 2026 · England

Car finance figures for England, from Borrowing Data and the Office for National Statistics.

630,500

Consumer new car finance

The number of new cars bought on finance by consumers at the point of sale was 630,500 in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new cars bought on finance by consumers at the point of sale, 12 months to August 2026.

1,161,000

Consumer used car finance

The number of used cars bought on finance by consumers at the point of sale was 1,161,000 in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; used cars bought on finance by consumers at the point of sale, 12 months to August 2026.

314,800

Business new car finance

The number of new cars bought on finance by businesses was 314,800 in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new cars bought on finance by businesses, 12 months to August 2026.

51,000

Business used car finance

The number of used cars bought on finance by businesses was 51,000 in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; used cars bought on finance by businesses, 12 months to August 2026.

£17.9bn

Consumer new car advances

The value of advances for new cars bought on finance by consumers at the point of sale was £17.9 billion in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; value of advances for new cars bought on finance by consumers at the point of sale, 12 months to August 2026.

£18.1bn

Consumer used car advances

The value of advances for used cars bought on finance by consumers at the point of sale was £18.1 billion in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; value of advances for used cars bought on finance by consumers at the point of sale, 12 months to August 2026.

35,300

Consumer new cars, monthly

The number of new cars bought on finance by consumers at the point of sale was 35,300 in England in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; new cars bought on finance by consumers at the point of sale, August 2026.

90,300

Consumer used cars, monthly

The number of used cars bought on finance by consumers at the point of sale was 90,300 in England in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; used cars bought on finance by consumers at the point of sale, August 2026.

Key points

The number of new cars bought on finance by consumers at the point of sale was 630,500 in England in the 12 months to August 2026. The number of used cars bought on finance by consumers at the point of sale was 1,161,000 in England in the 12 months to August 2026. The number of new cars bought on finance by businesses was 314,800 in England in the 12 months to August 2026.

Frequently asked questions

How many new cars were bought on finance by consumers at the point of sale in England in the 12 months to August 2026?

The number of new cars bought on finance by consumers at the point of sale was 630,500 in England in the 12 months to August 2026.

How many used cars were bought on finance by consumers at the point of sale in England in the 12 months to August 2026?

The number of used cars bought on finance by consumers at the point of sale was 1,161,000 in England in the 12 months to August 2026.

How many new cars were bought on finance by businesses in England in the 12 months to August 2026?

The number of new cars bought on finance by businesses was 314,800 in England in the 12 months to August 2026.