Statistics for Scotland

Statistics on borrowing and lending for Scotland, by topic.

• Asset finance statistics in Scotland 2026

  £3,420m Asset finance, 12 months to August 2026

• Business finance statistics in Scotland 2026

  43% Businesses using external finance, 2024

• Car finance statistics in Scotland 2026

  58,000 Consumer new car finance, 12 months to August 2026

• Consumer credit statistics in Scotland 2026

  £6,700m Credit card balances, September 2026

• Consumer finance statistics in Scotland 2026

  £11bn Consumer finance, 12 months to August 2026

• Court judgment statistics in Scotland 2026

  19 Consumer judgments per 1,000 adults, 1 January 2025

• Covid loan scheme statistics in Scotland 2026

  99,792 Covid loans offered, July 2021

• Credit holding statistics in Scotland 2026

  83% Adults holding any credit, 2024

• Debt advice statistics in Scotland 2026

  13% Need for debt advice 2024

• Household debt statistics in Scotland 2026

  22% Borrowing more than usual 2026

• Insolvency statistics in Scotland 2026

  14 Personal insolvency rate 2025/26

• Mortgage statistics in Scotland 2026

  £198,397 Average house price Aug 2026

• Student loan and credit union statistics in Scotland 2026

  39.8% Liable borrowers making payments, 30 April 2026