Asset finance estimates for Scotland, built from published national totals and population figures.
£3,420m
Asset finance, 12 months
An estimated £3,420 million of new asset finance business was written by reporting lenders in Scotland in the 12 months to August 2026.
Source: Estimate from Finance and Leasing Association asset finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026
Estimate: £41,934 million of new asset finance business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Scotland: 4,667,501 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).
£716m
Plant and machinery finance
An estimated £716 million of new plant and machinery finance business was written by reporting lenders in Scotland in the 12 months to August 2026.
Source: Estimate from Finance and Leasing Association asset finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026
Estimate: £8,772 million of new plant and machinery finance business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Scotland: 4,667,501 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).
£920m
Commercial vehicle finance
An estimated £920 million of new commercial vehicle finance business was written by reporting lenders in Scotland in the 12 months to August 2026.
Source: Estimate from Finance and Leasing Association asset finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026
Estimate: £11,263 million of new commercial vehicle finance business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Scotland: 4,667,501 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).
£1,780m
Lease and hire purchase
An estimated £1,780 million of new lease and hire purchase business was written by reporting lenders in Scotland in the 12 months to August 2026.
Source: Estimate from Finance and Leasing Association asset finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026
Estimate: £21,789 million of new lease and hire purchase business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Scotland: 4,667,501 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).
£826m
Operating leasing
An estimated £826 million of new operating leasing business was written by reporting lenders in Scotland in the 12 months to August 2026.
Source: Estimate from Finance and Leasing Association asset finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026
Estimate: £10,120 million of new operating leasing business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Scotland: 4,667,501 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).
£1,500m
Direct asset finance
An estimated £1,500 million of new direct asset finance business was written by reporting lenders in Scotland in the 12 months to August 2026.
Source: Estimate from Finance and Leasing Association asset finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026
Estimate: £18,334 million of new direct asset finance business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Scotland: 4,667,501 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).
£726m
Broker-introduced finance
An estimated £726 million of new broker-introduced asset finance business was written by reporting lenders in Scotland in the 12 months to August 2026.
Source: Estimate from Finance and Leasing Association asset finance figures and ONS mid-2025 population estimates, Borrowing Data, 12 months to August 2026
Estimate: £8,895 million of new broker-introduced asset finance business was written by reporting lenders in the United Kingdom in the 12 months to August 2026 (Finance and Leasing Association) apportioned by the share of residents aged 16 and over living in Scotland: 4,667,501 of 57,153,485 in the United Kingdom (ONS mid-2025 population estimates).
4,667,501
Residents aged 16 and over
The estimated population aged 16 and over in Scotland was 4,667,501 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-year population estimates as returned by the Nomis 'Aged 16+' category, rebased to Census 2021 and 2022 where applicable. Usual residents.