Borrowing Data

Borrowing statistics in Solihull 2026

Last updated November 2026 · Data to mid-2025 · Solihull

Borrowing estimates for Solihull, built from published survey rates and population figures.

137,000

Credit or loan holders

An estimated 137,000 adults in Solihull held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

97,800

Credit card holders

An estimated 97,800 adults in Solihull held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

36,000

Overdraft users

An estimated 36,000 adults in Solihull were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

46,300

Residential mortgage holders

An estimated 46,300 adults in Solihull had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

37,800

Buy now, pay later users

An estimated 37,800 adults in Solihull used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

14,600

High-cost credit users

An estimated 14,600 adults in Solihull held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

42,900

Low financial resilience

An estimated 42,900 adults in Solihull had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

15,400

In financial difficulty

An estimated 15,400 adults in Solihull were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 171,613 adults aged 18 and over in Solihull (ONS mid-2024 population estimates, single-year ages summed).

178,450

Residents aged 16 and over

The estimated population aged 16 and over in Solihull was 178,450 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 137,000 adults in Solihull held at least one credit or loan product in 2024. An estimated 97,800 adults in Solihull held a credit card in 2024. An estimated 36,000 adults in Solihull were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Solihull held at least one credit or loan product in 2024?

An estimated 137,000 adults in Solihull held at least one credit or loan product in 2024.

How many adults in Solihull held a credit card in 2024?

An estimated 97,800 adults in Solihull held a credit card in 2024.

How many adults in Solihull were overdrawn on a current account in 2024?

An estimated 36,000 adults in Solihull were overdrawn on a current account in 2024.