Borrowing Data

Borrowing statistics in Nuneaton and Bedworth 2026

Last updated November 2026 · Data to mid-2025 · Nuneaton and Bedworth

Borrowing estimates for Nuneaton and Bedworth, built from published survey rates and population figures.

88,600

Credit or loan holders

An estimated 88,600 adults in Nuneaton and Bedworth held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 80% of adults in the West Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

63,100

Credit card holders

An estimated 63,100 adults in Nuneaton and Bedworth held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 57% of adults in the West Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

23,300

Overdraft users

An estimated 23,300 adults in Nuneaton and Bedworth were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the West Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

29,900

Residential mortgage holders

An estimated 29,900 adults in Nuneaton and Bedworth had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 27% of adults in the West Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

24,400

Buy now, pay later users

An estimated 24,400 adults in Nuneaton and Bedworth used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 22% of adults in the West Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

9,410

High-cost credit users

An estimated 9,410 adults in Nuneaton and Bedworth held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 8.5% of adults in the West Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

27,700

Low financial resilience

An estimated 27,700 adults in Nuneaton and Bedworth had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 25% of adults in the West Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

9,970

In financial difficulty

An estimated 9,970 adults in Nuneaton and Bedworth were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in the West Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 110,723 adults aged 18 and over in Nuneaton and Bedworth (ONS mid-2024 population estimates, single-year ages summed).

116,173

Residents aged 16 and over

The estimated population aged 16 and over in Nuneaton and Bedworth was 116,173 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 88,600 adults in Nuneaton and Bedworth held at least one credit or loan product in 2024. An estimated 63,100 adults in Nuneaton and Bedworth held a credit card in 2024. An estimated 23,300 adults in Nuneaton and Bedworth were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Nuneaton and Bedworth held at least one credit or loan product in 2024?

An estimated 88,600 adults in Nuneaton and Bedworth held at least one credit or loan product in 2024.

How many adults in Nuneaton and Bedworth held a credit card in 2024?

An estimated 63,100 adults in Nuneaton and Bedworth held a credit card in 2024.

How many adults in Nuneaton and Bedworth were overdrawn on a current account in 2024?

An estimated 23,300 adults in Nuneaton and Bedworth were overdrawn on a current account in 2024.