Borrowing Data

Borrowing statistics in Melton 2026

Last updated November 2026 · Data to mid-2025 · Melton

Borrowing estimates for Melton, built from published survey rates and population figures.

36,600

Credit or loan holders

An estimated 36,600 adults in Melton held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

28,300

Credit card holders

An estimated 28,300 adults in Melton held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

7,850

Overdraft users

An estimated 7,850 adults in Melton were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

13,100

Residential mortgage holders

An estimated 13,100 adults in Melton had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

8,720

Buy now, pay later users

An estimated 8,720 adults in Melton used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

2,750

High-cost credit users

An estimated 2,750 adults in Melton held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

10,000

Low financial resilience

An estimated 10,000 adults in Melton had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

3,930

In financial difficulty

An estimated 3,930 adults in Melton were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 43,614 adults aged 18 and over in Melton (ONS mid-2024 population estimates, single-year ages summed).

45,531

Residents aged 16 and over

The estimated population aged 16 and over in Melton was 45,531 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 36,600 adults in Melton held at least one credit or loan product in 2024. An estimated 28,300 adults in Melton held a credit card in 2024. An estimated 7,850 adults in Melton were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Melton held at least one credit or loan product in 2024?

An estimated 36,600 adults in Melton held at least one credit or loan product in 2024.

How many adults in Melton held a credit card in 2024?

An estimated 28,300 adults in Melton held a credit card in 2024.

How many adults in Melton were overdrawn on a current account in 2024?

An estimated 7,850 adults in Melton were overdrawn on a current account in 2024.