Borrowing estimates for North East Derbyshire, built from published survey rates and population figures.
An estimated 72,800 adults in North East Derbyshire held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 56,300 adults in North East Derbyshire held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 15,600 adults in North East Derbyshire were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 26,000 adults in North East Derbyshire had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 17,300 adults in North East Derbyshire used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 5,460 adults in North East Derbyshire held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 19,900 adults in North East Derbyshire had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,800 adults in North East Derbyshire were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 86,614 adults aged 18 and over in North East Derbyshire (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in North East Derbyshire was 90,011 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 72,800 adults in North East Derbyshire held at least one credit or loan product in 2024. An estimated 56,300 adults in North East Derbyshire held a credit card in 2024. An estimated 15,600 adults in North East Derbyshire were overdrawn on a current account in 2024.
An estimated 72,800 adults in North East Derbyshire held at least one credit or loan product in 2024.
An estimated 56,300 adults in North East Derbyshire held a credit card in 2024.
An estimated 15,600 adults in North East Derbyshire were overdrawn on a current account in 2024.