Borrowing estimates for North Kesteven, built from published survey rates and population figures.
An estimated 83,400 adults in North Kesteven held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 64,600 adults in North Kesteven held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 17,900 adults in North Kesteven were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 29,800 adults in North Kesteven had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 19,900 adults in North Kesteven used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 6,260 adults in North Kesteven held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 22,800 adults in North Kesteven had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
An estimated 8,940 adults in North Kesteven were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 99,314 adults aged 18 and over in North Kesteven (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in North Kesteven was 103,139 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 83,400 adults in North Kesteven held at least one credit or loan product in 2024. An estimated 64,600 adults in North Kesteven held a credit card in 2024. An estimated 17,900 adults in North Kesteven were overdrawn on a current account in 2024.
An estimated 83,400 adults in North Kesteven held at least one credit or loan product in 2024.
An estimated 64,600 adults in North Kesteven held a credit card in 2024.
An estimated 17,900 adults in North Kesteven were overdrawn on a current account in 2024.