Borrowing estimates for Hart, built from published survey rates and population figures.
An estimated 72,400 adults in Hart held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 89% of adults in the South East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
An estimated 59,400 adults in Hart held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 73% of adults in the South East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
An estimated 17,100 adults in Hart were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the South East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
An estimated 23,600 adults in Hart had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 29% of adults in the South East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
An estimated 14,700 adults in Hart used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the South East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
An estimated 4,560 adults in Hart held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5.6% of adults in the South East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
An estimated 17,100 adults in Hart had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the South East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
An estimated 4,880 adults in Hart were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6% of adults in the South East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 81,394 adults aged 18 and over in Hart (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Hart was 84,362 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 72,400 adults in Hart held at least one credit or loan product in 2024. An estimated 59,400 adults in Hart held a credit card in 2024. An estimated 17,100 adults in Hart were overdrawn on a current account in 2024.
An estimated 72,400 adults in Hart held at least one credit or loan product in 2024.
An estimated 59,400 adults in Hart held a credit card in 2024.
An estimated 17,100 adults in Hart were overdrawn on a current account in 2024.