Borrowing Data

Borrowing statistics in Mid Sussex 2026

Last updated November 2026 · Data to mid-2025 · Mid Sussex

Borrowing estimates for Mid Sussex, built from published survey rates and population figures.

112,000

Credit or loan holders

An estimated 112,000 adults in Mid Sussex held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 89% of adults in the South East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

92,100

Credit card holders

An estimated 92,100 adults in Mid Sussex held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 73% of adults in the South East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

26,500

Overdraft users

An estimated 26,500 adults in Mid Sussex were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

36,600

Residential mortgage holders

An estimated 36,600 adults in Mid Sussex had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 29% of adults in the South East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

22,700

Buy now, pay later users

An estimated 22,700 adults in Mid Sussex used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 18% of adults in the South East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

7,060

High-cost credit users

An estimated 7,060 adults in Mid Sussex held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.6% of adults in the South East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

26,500

Low financial resilience

An estimated 26,500 adults in Mid Sussex had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

7,570

In financial difficulty

An estimated 7,570 adults in Mid Sussex were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the South East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,147 adults aged 18 and over in Mid Sussex (ONS mid-2024 population estimates, single-year ages summed).

132,537

Residents aged 16 and over

The estimated population aged 16 and over in Mid Sussex was 132,537 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 112,000 adults in Mid Sussex held at least one credit or loan product in 2024. An estimated 92,100 adults in Mid Sussex held a credit card in 2024. An estimated 26,500 adults in Mid Sussex were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Mid Sussex held at least one credit or loan product in 2024?

An estimated 112,000 adults in Mid Sussex held at least one credit or loan product in 2024.

How many adults in Mid Sussex held a credit card in 2024?

An estimated 92,100 adults in Mid Sussex held a credit card in 2024.

How many adults in Mid Sussex were overdrawn on a current account in 2024?

An estimated 26,500 adults in Mid Sussex were overdrawn on a current account in 2024.