Borrowing estimates for Mole Valley, built from published survey rates and population figures.
63,300
Credit or loan holders
An estimated 63,300 adults in Mole Valley held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 89% of adults in the South East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
51,900
Credit card holders
An estimated 51,900 adults in Mole Valley held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 73% of adults in the South East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
14,900
Overdraft users
An estimated 14,900 adults in Mole Valley were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the South East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
20,600
Residential mortgage holders
An estimated 20,600 adults in Mole Valley had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 29% of adults in the South East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
12,800
Buy now, pay later users
An estimated 12,800 adults in Mole Valley used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the South East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
3,980
High-cost credit users
An estimated 3,980 adults in Mole Valley held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5.6% of adults in the South East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
14,900
Low financial resilience
An estimated 14,900 adults in Mole Valley had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the South East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
4,270
In financial difficulty
An estimated 4,270 adults in Mole Valley were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6% of adults in the South East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 71,097 adults aged 18 and over in Mole Valley (ONS mid-2024 population estimates, single-year ages summed).
73,902
Residents aged 16 and over
The estimated population aged 16 and over in Mole Valley was 73,902 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.