Consumer finance figures for England, from Borrowing Data and the Office for National Statistics.
£103.7bn
Consumer finance, 12 months
New consumer finance business written by reporting lenders was £103.7 billion in England in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new consumer finance business written, 12 months to August 2026.
£7,960m
Consumer finance, monthly
New consumer finance business written by reporting lenders was £7,960 million in England in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new consumer finance business written, August 2026.
£53.3bn
Cards and loans, 12 months
New credit card and personal loan business written by reporting lenders was £53.3 billion in England in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new credit card and personal loan business written, 12 months to August 2026.
£4,420m
Cards and loans, monthly
New credit card and personal loan business written by reporting lenders was £4,420 million in England in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new credit card and personal loan business written, August 2026.
£7,560m
Store credit, 12 months
New retail store and online credit business written by reporting lenders was £7,560 million in England in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new retail store and online credit business written, 12 months to August 2026.
£552m
Store credit, monthly
New retail store and online credit business written by reporting lenders was £552 million in England in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new retail store and online credit business written, August 2026.
£46.8bn
Motor finance, 12 months
New motor finance business (consumer and business cars) written by reporting lenders was £46.8 billion in England in the 12 months to August 2026.
Source: Regional lending figures, Borrowing Data, 12 months to August 2026
Reporting lenders only; new motor finance business written, consumer and business cars, 12 months to August 2026.
£3,060m
Motor finance, monthly
New motor finance business (consumer and business cars) written by reporting lenders was £3,060 million in England in August 2026.
Source: Regional lending figures, Borrowing Data, August 2026
Reporting lenders only; new motor finance business written, consumer and business cars, August 2026.
48,295,062
Residents aged 16 and over
The estimated population aged 16 and over in England was 48,295,062 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-year population estimates as returned by the Nomis 'Aged 16+' category, rebased to Census 2021 and 2022 where applicable. Usual residents.
Frequently asked questions
How much new consumer finance business was written by reporting lenders in England in the 12 months to August 2026?
New consumer finance business written by reporting lenders was £103.7 billion in England in the 12 months to August 2026.
How much new consumer finance business was written by reporting lenders in England in August 2026?
New consumer finance business written by reporting lenders was £7,960 million in England in August 2026.
How much new credit card and personal loan business was written by reporting lenders in England in the 12 months to August 2026?
New credit card and personal loan business written by reporting lenders was £53.3 billion in England in the 12 months to August 2026.