Borrowing Data

Consumer finance statistics in England 2026

Last updated November 2026 · Data to August 2026 · England

Consumer finance figures for England, from Borrowing Data and the Office for National Statistics.

£103.7bn

Consumer finance, 12 months

New consumer finance business written by reporting lenders was £103.7 billion in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new consumer finance business written, 12 months to August 2026.

£7,960m

Consumer finance, monthly

New consumer finance business written by reporting lenders was £7,960 million in England in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; new consumer finance business written, August 2026.

£53.3bn

Cards and loans, 12 months

New credit card and personal loan business written by reporting lenders was £53.3 billion in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new credit card and personal loan business written, 12 months to August 2026.

£4,420m

Cards and loans, monthly

New credit card and personal loan business written by reporting lenders was £4,420 million in England in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; new credit card and personal loan business written, August 2026.

£7,560m

Store credit, 12 months

New retail store and online credit business written by reporting lenders was £7,560 million in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new retail store and online credit business written, 12 months to August 2026.

£552m

Store credit, monthly

New retail store and online credit business written by reporting lenders was £552 million in England in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; new retail store and online credit business written, August 2026.

£46.8bn

Motor finance, 12 months

New motor finance business (consumer and business cars) written by reporting lenders was £46.8 billion in England in the 12 months to August 2026.

Source: Regional lending figures, Borrowing Data, 12 months to August 2026

Reporting lenders only; new motor finance business written, consumer and business cars, 12 months to August 2026.

£3,060m

Motor finance, monthly

New motor finance business (consumer and business cars) written by reporting lenders was £3,060 million in England in August 2026.

Source: Regional lending figures, Borrowing Data, August 2026

Reporting lenders only; new motor finance business written, consumer and business cars, August 2026.

Key points

New consumer finance business written by reporting lenders was £103.7 billion in England in the 12 months to August 2026. New consumer finance business written by reporting lenders was £7,960 million in England in August 2026. New credit card and personal loan business written by reporting lenders was £53.3 billion in England in the 12 months to August 2026.

Frequently asked questions

How much new consumer finance business was written by reporting lenders in England in the 12 months to August 2026?

New consumer finance business written by reporting lenders was £103.7 billion in England in the 12 months to August 2026.

How much new consumer finance business was written by reporting lenders in England in August 2026?

New consumer finance business written by reporting lenders was £7,960 million in England in August 2026.

How much new credit card and personal loan business was written by reporting lenders in England in the 12 months to August 2026?

New credit card and personal loan business written by reporting lenders was £53.3 billion in England in the 12 months to August 2026.