Borrowing estimates for Chorley, built from published survey rates and population figures.
An estimated 80,200 adults in Chorley held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 60,900 adults in Chorley held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 23,200 adults in Chorley were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 25,100 adults in Chorley had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 22,200 adults in Chorley used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,540 adults in Chorley held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 27,100 adults in Chorley had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
An estimated 9,670 adults in Chorley were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 96,655 adults aged 18 and over in Chorley (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Chorley was 100,746 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 80,200 adults in Chorley held at least one credit or loan product in 2024. An estimated 60,900 adults in Chorley held a credit card in 2024. An estimated 23,200 adults in Chorley were overdrawn on a current account in 2024.
An estimated 80,200 adults in Chorley held at least one credit or loan product in 2024.
An estimated 60,900 adults in Chorley held a credit card in 2024.
An estimated 23,200 adults in Chorley were overdrawn on a current account in 2024.