Borrowing Data

Borrowing statistics in Hyndburn 2026

Last updated November 2026 · Data to mid-2025 · Hyndburn

Borrowing estimates for Hyndburn, built from published survey rates and population figures.

55,300

Credit or loan holders

An estimated 55,300 adults in Hyndburn held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

42,000

Credit card holders

An estimated 42,000 adults in Hyndburn held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

16,000

Overdraft users

An estimated 16,000 adults in Hyndburn were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

17,300

Residential mortgage holders

An estimated 17,300 adults in Hyndburn had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

15,300

Buy now, pay later users

An estimated 15,300 adults in Hyndburn used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

5,190

High-cost credit users

An estimated 5,190 adults in Hyndburn held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

18,600

Low financial resilience

An estimated 18,600 adults in Hyndburn had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

6,660

In financial difficulty

An estimated 6,660 adults in Hyndburn were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 66,591 adults aged 18 and over in Hyndburn (ONS mid-2024 population estimates, single-year ages summed).

69,843

Residents aged 16 and over

The estimated population aged 16 and over in Hyndburn was 69,843 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 55,300 adults in Hyndburn held at least one credit or loan product in 2024. An estimated 42,000 adults in Hyndburn held a credit card in 2024. An estimated 16,000 adults in Hyndburn were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Hyndburn held at least one credit or loan product in 2024?

An estimated 55,300 adults in Hyndburn held at least one credit or loan product in 2024.

How many adults in Hyndburn held a credit card in 2024?

An estimated 42,000 adults in Hyndburn held a credit card in 2024.

How many adults in Hyndburn were overdrawn on a current account in 2024?

An estimated 16,000 adults in Hyndburn were overdrawn on a current account in 2024.