Borrowing estimates for Preston, built from published survey rates and population figures.
An estimated 105,000 adults in Preston held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
An estimated 79,500 adults in Preston held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
An estimated 30,300 adults in Preston were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
An estimated 32,800 adults in Preston had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
An estimated 29,000 adults in Preston used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
An estimated 9,840 adults in Preston held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
An estimated 35,300 adults in Preston had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
An estimated 12,600 adults in Preston were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 126,143 adults aged 18 and over in Preston (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Preston was 132,129 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 105,000 adults in Preston held at least one credit or loan product in 2024. An estimated 79,500 adults in Preston held a credit card in 2024. An estimated 30,300 adults in Preston were overdrawn on a current account in 2024.
An estimated 105,000 adults in Preston held at least one credit or loan product in 2024.
An estimated 79,500 adults in Preston held a credit card in 2024.
An estimated 30,300 adults in Preston were overdrawn on a current account in 2024.