Borrowing estimates for Blackpool, built from published survey rates and population figures.
95,400
Credit or loan holders
An estimated 95,400 adults in Blackpool held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 83% of adults in the North West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
72,400
Credit card holders
An estimated 72,400 adults in Blackpool held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 63% of adults in the North West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
27,600
Overdraft users
An estimated 27,600 adults in Blackpool were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 24% of adults in the North West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
29,900
Residential mortgage holders
An estimated 29,900 adults in Blackpool had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in the North West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
26,400
Buy now, pay later users
An estimated 26,400 adults in Blackpool used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the North West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
8,960
High-cost credit users
An estimated 8,960 adults in Blackpool held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 7.8% of adults in the North West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
32,200
Low financial resilience
An estimated 32,200 adults in Blackpool had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 28% of adults in the North West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
11,500
In financial difficulty
An estimated 11,500 adults in Blackpool were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 10% of adults in the North West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 114,889 adults aged 18 and over in Blackpool (ONS mid-2024 population estimates, single-year ages summed).
118,538
Residents aged 16 and over
The estimated population aged 16 and over in Blackpool was 118,538 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.