Borrowing estimates for Braintree, built from published survey rates and population figures.
An estimated 112,000 adults in Braintree held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
An estimated 89,800 adults in Braintree held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
An estimated 27,300 adults in Braintree were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
An estimated 40,400 adults in Braintree had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
An estimated 24,700 adults in Braintree used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,550 adults in Braintree held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
An estimated 26,000 adults in Braintree had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,810 adults in Braintree were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 130,168 adults aged 18 and over in Braintree (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Braintree was 136,437 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 112,000 adults in Braintree held at least one credit or loan product in 2024. An estimated 89,800 adults in Braintree held a credit card in 2024. An estimated 27,300 adults in Braintree were overdrawn on a current account in 2024.
An estimated 112,000 adults in Braintree held at least one credit or loan product in 2024.
An estimated 89,800 adults in Braintree held a credit card in 2024.
An estimated 27,300 adults in Braintree were overdrawn on a current account in 2024.