Borrowing Data

Borrowing statistics in Broxbourne 2026

Last updated November 2026 · Data to mid-2025 · Broxbourne

Borrowing estimates for Broxbourne, built from published survey rates and population figures.

68,000

Credit or loan holders

An estimated 68,000 adults in Broxbourne held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

54,600

Credit card holders

An estimated 54,600 adults in Broxbourne held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

16,600

Overdraft users

An estimated 16,600 adults in Broxbourne were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

24,500

Residential mortgage holders

An estimated 24,500 adults in Broxbourne had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

15,000

Buy now, pay later users

An estimated 15,000 adults in Broxbourne used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

4,590

High-cost credit users

An estimated 4,590 adults in Broxbourne held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

15,800

Low financial resilience

An estimated 15,800 adults in Broxbourne had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

4,750

In financial difficulty

An estimated 4,750 adults in Broxbourne were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 79,118 adults aged 18 and over in Broxbourne (ONS mid-2024 population estimates, single-year ages summed).

82,838

Residents aged 16 and over

The estimated population aged 16 and over in Broxbourne was 82,838 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 68,000 adults in Broxbourne held at least one credit or loan product in 2024. An estimated 54,600 adults in Broxbourne held a credit card in 2024. An estimated 16,600 adults in Broxbourne were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Broxbourne held at least one credit or loan product in 2024?

An estimated 68,000 adults in Broxbourne held at least one credit or loan product in 2024.

How many adults in Broxbourne held a credit card in 2024?

An estimated 54,600 adults in Broxbourne held a credit card in 2024.

How many adults in Broxbourne were overdrawn on a current account in 2024?

An estimated 16,600 adults in Broxbourne were overdrawn on a current account in 2024.