Statistics for the West Midlands

Statistics on borrowing and lending for the West Midlands, by topic.

• Asset finance statistics in the West Midlands 2026

  £3,690m Asset finance, 12 months to August 2026

• Business finance statistics in the West Midlands 2026

  47% Businesses using external finance, 2024

• Car finance statistics in the West Midlands 2026

  73,500 Consumer new car finance, 12 months to August 2026

• Consumer credit statistics in the West Midlands 2026

  £7,370m Credit card balances, September 2026

• Consumer finance statistics in the West Midlands 2026

  £11.1bn Consumer finance, 12 months to August 2026

• Court judgment statistics in the West Midlands 2026

  106 Consumer judgments per 1,000 adults, 1 January 2025

• Covid loan scheme statistics in the West Midlands 2026

  132,424 Covid loans offered, July 2021

• Credit holding statistics in the West Midlands 2026

  80% Adults holding any credit, 2024

• Debt advice statistics in the West Midlands 2026

  15% Need for debt advice 2024

• Household debt statistics in the West Midlands 2026

  21% Borrowing more than usual 2026

• Insolvency statistics in the West Midlands 2026

  28.2 Insolvency rate 2025

• Mortgage statistics in the West Midlands 2026

  £250,731 Average house price Aug 2026