Borrowing Data

Consumer credit statistics in the South East 2026

Last updated November 2026 · Data to September 2026 · South East

Consumer credit figures for the South East, from Borrowing Data and the Office for National Statistics.

£11bn

Credit card balances

The amount outstanding of credit card lending to individuals was £11 billion in the South East at the end of September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling credit card lending to individuals by UK monetary financial institutions; amount outstanding at the end of the month, seasonally adjusted.

£23.6bn

Other consumer credit balances

The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £23.6 billion in the South East at the end of September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; amount outstanding at the end of the month, seasonally adjusted.

£3,710m

Credit card gross lending

Gross credit card lending to individuals was £3,710 million in the South East in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling credit card lending to individuals by UK monetary financial institutions; gross lending in the month, seasonally adjusted.

£1,260m

Other credit gross lending

Gross consumer credit lending to individuals other than through credit cards, excluding student loans, was £1,260 million in the South East in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; gross lending in the month, seasonally adjusted.

£87.9m

Credit card net lending

Net credit card lending to individuals was £87.9 million in the South East in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling credit card lending to individuals by UK monetary financial institutions; net lending in the month, seasonally adjusted.

£163m

Other credit net lending

Net consumer credit lending to individuals other than through credit cards, excluding student loans, was £163 million in the South East in September 2026.

Source: Regional lending figures, Borrowing Data, September 2026

Sterling consumer credit lending to individuals other than through credit cards, excluding student loans; net lending in the month, seasonally adjusted.

£49.8m

Credit card write-offs

UK resident monetary financial institutions wrote off £49.8 million of sterling credit card lending to individuals in the South East in the second quarter of 2026.

Source: Regional lending figures, Borrowing Data, Q2 2026

Sterling credit card write-offs by UK resident monetary financial institutions; quarterly figure, not seasonally adjusted.

Key points

The amount outstanding of credit card lending to individuals was £11 billion in the South East at the end of September 2026. The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £23.6 billion in the South East at the end of September 2026. Gross credit card lending to individuals was £3,710 million in the South East in September 2026.

Frequently asked questions

How much credit card lending to individuals was outstanding in the South East at the end of September 2026?

The amount outstanding of credit card lending to individuals was £11 billion in the South East at the end of September 2026.

How much consumer credit lending to individuals other than through credit cards was outstanding in the South East at the end of September 2026?

The amount outstanding of consumer credit lending to individuals other than through credit cards, excluding student loans, was £23.6 billion in the South East at the end of September 2026.

How much gross credit card lending to individuals was made in the South East in September 2026?

Gross credit card lending to individuals was £3,710 million in the South East in September 2026.