Debt and insolvency figures for Somerset, from the Insolvency Service, Registry Trust and the ONS.
29.9
Insolvency rate 2025
The individual insolvency rate in Somerset was 29.9 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
1.7
Bankruptcy rate
The bankruptcy rate in Somerset was 1.7 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 2b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
10.2
Debt relief order rate
The debt relief order rate in Somerset was 10.2 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 3b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
17.9
Voluntary arrangement rate
The individual voluntary arrangement rate in Somerset was 17.9 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 4b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
17.8
Breathing space rate
The breathing space registration rate in Somerset was 17.8 per 10,000 adults in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 5b, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional. The Breathing Space scheme started on 4 May 2021.
63
Consumer judgments per 1,000 adults
There were 63 consumer judgments on the Register per 1,000 adults in Somerset at mid-2025.
Source: The Geography of Financial and Economic Vulnerability in England and Wales (Financial Inclusion Centre, September 2026): Local Authority Data, Registry Trust, 30 June 2025
Analysis by the Financial Inclusion Centre of Registry Trust consumer judgment data at mid-2025, published on the Registry Trust site; the ratio is the report's own, shown to whole numbers as in the workbook. Region in the workbook: South West. Local authority name as spelled in the workbook.
13%
Judgments marked satisfied
13% of consumer judgments on the Register in Somerset were marked as satisfied at mid-2025.
Source: The Geography of Financial and Economic Vulnerability in England and Wales (Financial Inclusion Centre, September 2026): Local Authority Data, Registry Trust, 30 June 2025
Satisfactions as a percentage of consumer judgments, from the same workbook (shown to whole percentages). Region in the workbook: South West.
1,422
Individual insolvencies
There were 1,422 individual insolvencies in Somerset in 2025.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1a, Insolvency Service, 2025
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
27.3
Insolvency rate 2019
The individual insolvency rate in Somerset was 27.3 per 10,000 adults in 2019.
Source: Individual insolvencies by location, age and gender, England and Wales, 2025: Individual insolvencies by Location, England and Wales, 2015 to 2025, Table 1b, Insolvency Service, 2019
Calendar year, by the postcode of the individual. Boundaries as at 31 December 2025, with City of London included in Westminster and Isles of Scilly included in Cornwall. Rates are per 10,000 adults aged 18 and over, using ONS mid-year population estimates; 2025 rates use the 2024 estimates and are provisional.
493,993
Residents aged 16 and over
The estimated population aged 16 and over in Somerset was 493,993 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
£282,498
Average house price
The average house price in Somerset was £282,498 in August 2026.
Source: UK House Price Index: monthly price statistics, worksheet 8 (England local authority values), Office for National Statistics, August 2026
UK House Price Index, all property types, not seasonally adjusted, rounded to the nearest pound. Data collected by HM Land Registry and Registers of Scotland (Northern Ireland quarterly, from Land and Property Services). Latest two months may be revised.