Borrowing estimates for Middlesbrough, built from published survey rates and population figures.
An estimated 97,100 adults in Middlesbrough held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 81% of adults in the North East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
An estimated 71,900 adults in Middlesbrough held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 60% of adults in the North East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
An estimated 24,000 adults in Middlesbrough were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the North East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
An estimated 31,200 adults in Middlesbrough had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 26% of adults in the North East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
An estimated 30,000 adults in Middlesbrough used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 25% of adults in the North East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
An estimated 7,790 adults in Middlesbrough held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.5% of adults in the North East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
An estimated 34,800 adults in Middlesbrough had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 29% of adults in the North East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
An estimated 13,200 adults in Middlesbrough were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 11% of adults in the North East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 119,846 adults aged 18 and over in Middlesbrough (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Middlesbrough was 122,014 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 97,100 adults in Middlesbrough held at least one credit or loan product in 2024. An estimated 71,900 adults in Middlesbrough held a credit card in 2024. An estimated 24,000 adults in Middlesbrough were overdrawn on a current account in 2024.
An estimated 97,100 adults in Middlesbrough held at least one credit or loan product in 2024.
An estimated 71,900 adults in Middlesbrough held a credit card in 2024.
An estimated 24,000 adults in Middlesbrough were overdrawn on a current account in 2024.