Borrowing estimates for Maldon, built from published survey rates and population figures.
48,600
Credit or loan holders
An estimated 48,600 adults in Maldon held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
39,000
Credit card holders
An estimated 39,000 adults in Maldon held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
11,900
Overdraft users
An estimated 11,900 adults in Maldon were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
17,500
Residential mortgage holders
An estimated 17,500 adults in Maldon had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
10,700
Buy now, pay later users
An estimated 10,700 adults in Maldon used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
3,270
High-cost credit users
An estimated 3,270 adults in Maldon held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
11,300
Low financial resilience
An estimated 11,300 adults in Maldon had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
3,390
In financial difficulty
An estimated 3,390 adults in Maldon were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).
58,983
Residents aged 16 and over
The estimated population aged 16 and over in Maldon was 58,983 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.