Borrowing Data

Borrowing statistics in Maldon 2026

Last updated November 2026 · Data to mid-2025 · Maldon

Borrowing estimates for Maldon, built from published survey rates and population figures.

48,600

Credit or loan holders

An estimated 48,600 adults in Maldon held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 86% of adults in the East of England held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

39,000

Credit card holders

An estimated 39,000 adults in Maldon held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 69% of adults in the East of England held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

11,900

Overdraft users

An estimated 11,900 adults in Maldon were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the East of England were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

17,500

Residential mortgage holders

An estimated 17,500 adults in Maldon had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 31% of adults in the East of England had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

10,700

Buy now, pay later users

An estimated 10,700 adults in Maldon used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 19% of adults in the East of England used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

3,270

High-cost credit users

An estimated 3,270 adults in Maldon held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.8% of adults in the East of England held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

11,300

Low financial resilience

An estimated 11,300 adults in Maldon had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the East of England had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

3,390

In financial difficulty

An estimated 3,390 adults in Maldon were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the East of England were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 56,461 adults aged 18 and over in Maldon (ONS mid-2024 population estimates, single-year ages summed).

58,983

Residents aged 16 and over

The estimated population aged 16 and over in Maldon was 58,983 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 48,600 adults in Maldon held at least one credit or loan product in 2024. An estimated 39,000 adults in Maldon held a credit card in 2024. An estimated 11,900 adults in Maldon were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Maldon held at least one credit or loan product in 2024?

An estimated 48,600 adults in Maldon held at least one credit or loan product in 2024.

How many adults in Maldon held a credit card in 2024?

An estimated 39,000 adults in Maldon held a credit card in 2024.

How many adults in Maldon were overdrawn on a current account in 2024?

An estimated 11,900 adults in Maldon were overdrawn on a current account in 2024.