Borrowing estimates for Havering, built from published survey rates and population figures.
An estimated 182,000 adults in Havering held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 85% of adults in London held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
An estimated 143,000 adults in Havering held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 67% of adults in London held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
An estimated 44,900 adults in Havering were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 21% of adults in London were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
An estimated 49,200 adults in Havering had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in London had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
An estimated 38,500 adults in Havering used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in London used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
An estimated 13,900 adults in Havering held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.5% of adults in London held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
An estimated 57,800 adults in Havering had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 27% of adults in London had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
An estimated 21,400 adults in Havering were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 10% of adults in London were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 213,929 adults aged 18 and over in Havering (ONS mid-2024 population estimates, single-year ages summed).
The estimated population aged 16 and over in Havering was 223,728 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.
An estimated 182,000 adults in Havering held at least one credit or loan product in 2024. An estimated 143,000 adults in Havering held a credit card in 2024. An estimated 44,900 adults in Havering were overdrawn on a current account in 2024.
An estimated 182,000 adults in Havering held at least one credit or loan product in 2024.
An estimated 143,000 adults in Havering held a credit card in 2024.
An estimated 44,900 adults in Havering were overdrawn on a current account in 2024.