Borrowing Data

Borrowing statistics in Bournemouth, Christchurch and Poole 2026

Last updated November 2026 · Data to mid-2025 · Bournemouth, Christchurch and Poole

Borrowing estimates for Bournemouth, Christchurch and Poole, built from published survey rates and population figures.

287,000

Credit or loan holders

An estimated 287,000 adults in Bournemouth, Christchurch and Poole held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 86% of adults in the South West held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

234,000

Credit card holders

An estimated 234,000 adults in Bournemouth, Christchurch and Poole held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 70% of adults in the South West held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

66,900

Overdraft users

An estimated 66,900 adults in Bournemouth, Christchurch and Poole were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 20% of adults in the South West were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

100,000

Residential mortgage holders

An estimated 100,000 adults in Bournemouth, Christchurch and Poole had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 30% of adults in the South West had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

53,500

Buy now, pay later users

An estimated 53,500 adults in Bournemouth, Christchurch and Poole used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 16% of adults in the South West used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

17,400

High-cost credit users

An estimated 17,400 adults in Bournemouth, Christchurch and Poole held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.2% of adults in the South West held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

70,200

Low financial resilience

An estimated 70,200 adults in Bournemouth, Christchurch and Poole had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South West had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

16,700

In financial difficulty

An estimated 16,700 adults in Bournemouth, Christchurch and Poole were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5% of adults in the South West were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 334,302 adults aged 18 and over in Bournemouth, Christchurch and Poole (ONS mid-2024 population estimates, single-year ages summed).

341,753

Residents aged 16 and over

The estimated population aged 16 and over in Bournemouth, Christchurch and Poole was 341,753 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 287,000 adults in Bournemouth, Christchurch and Poole held at least one credit or loan product in 2024. An estimated 234,000 adults in Bournemouth, Christchurch and Poole held a credit card in 2024. An estimated 66,900 adults in Bournemouth, Christchurch and Poole were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Bournemouth, Christchurch and Poole held at least one credit or loan product in 2024?

An estimated 287,000 adults in Bournemouth, Christchurch and Poole held at least one credit or loan product in 2024.

How many adults in Bournemouth, Christchurch and Poole held a credit card in 2024?

An estimated 234,000 adults in Bournemouth, Christchurch and Poole held a credit card in 2024.

How many adults in Bournemouth, Christchurch and Poole were overdrawn on a current account in 2024?

An estimated 66,900 adults in Bournemouth, Christchurch and Poole were overdrawn on a current account in 2024.