Borrowing estimates for Blaby, built from published survey rates and population figures.
72,000
Credit or loan holders
An estimated 72,000 adults in Blaby held at least one credit or loan product in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 84% of adults in the East Midlands held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
55,700
Credit card holders
An estimated 55,700 adults in Blaby held a credit card in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 65% of adults in the East Midlands held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
15,400
Overdraft users
An estimated 15,400 adults in Blaby were overdrawn on a current account in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 18% of adults in the East Midlands were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
25,700
Residential mortgage holders
An estimated 25,700 adults in Blaby had a residential mortgage in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 30% of adults in the East Midlands had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
17,100
Buy now, pay later users
An estimated 17,100 adults in Blaby used buy now, pay later credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 20% of adults in the East Midlands used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
5,400
High-cost credit users
An estimated 5,400 adults in Blaby held high-cost credit in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 6.3% of adults in the East Midlands held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
19,700
Low financial resilience
An estimated 19,700 adults in Blaby had low financial resilience in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 23% of adults in the East Midlands had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
7,710
In financial difficulty
An estimated 7,710 adults in Blaby were in financial difficulty in 2024.
Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024
Estimate: 9% of adults in the East Midlands were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 85,712 adults aged 18 and over in Blaby (ONS mid-2024 population estimates, single-year ages summed).
88,872
Residents aged 16 and over
The estimated population aged 16 and over in Blaby was 88,872 at mid-2025.
Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025
ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.