Borrowing Data

Borrowing statistics in Arun 2026

Last updated November 2026 · Data to mid-2025 · Arun

Borrowing estimates for Arun, built from published survey rates and population figures.

126,000

Credit or loan holders

An estimated 126,000 adults in Arun held at least one credit or loan product in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 89% of adults in the South East held at least one credit or loan product (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

103,000

Credit card holders

An estimated 103,000 adults in Arun held a credit card in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 73% of adults in the South East held a credit card (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

29,800

Overdraft users

An estimated 29,800 adults in Arun were overdrawn on a current account in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East were overdrawn on a current account (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

41,100

Residential mortgage holders

An estimated 41,100 adults in Arun had a residential mortgage in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 29% of adults in the South East had a residential mortgage (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

25,500

Buy now, pay later users

An estimated 25,500 adults in Arun used buy now, pay later credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 18% of adults in the South East used buy now, pay later credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

7,940

High-cost credit users

An estimated 7,940 adults in Arun held high-cost credit in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 5.6% of adults in the South East held high-cost credit (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

29,800

Low financial resilience

An estimated 29,800 adults in Arun had low financial resilience in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 21% of adults in the South East had low financial resilience (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

8,500

In financial difficulty

An estimated 8,500 adults in Arun were in financial difficulty in 2024.

Source: Estimate from FCA Financial Lives 2024 and ONS mid-2024 population estimates, Borrowing Data, 2024

Estimate: 6% of adults in the South East were in financial difficulty (FCA Financial Lives 2024, adults aged 18 and over) applied to 141,734 adults aged 18 and over in Arun (ONS mid-2024 population estimates, single-year ages summed).

146,742

Residents aged 16 and over

The estimated population aged 16 and over in Arun was 146,742 at mid-2025.

Source: Population estimates - local authority based by single year of age (Nomis NM_2002_1), mid-year estimates, Office for National Statistics, 30 June 2025

ONS mid-2025 population estimates (published 29 July 2026 for England and Wales; Scotland and Northern Ireland as carried in the same Nomis table), local authority boundaries as of April 2023, usual residents, as returned by the Nomis 'Aged 16+' category.

Key points

An estimated 126,000 adults in Arun held at least one credit or loan product in 2024. An estimated 103,000 adults in Arun held a credit card in 2024. An estimated 29,800 adults in Arun were overdrawn on a current account in 2024.

Frequently asked questions

How many adults in Arun held at least one credit or loan product in 2024?

An estimated 126,000 adults in Arun held at least one credit or loan product in 2024.

How many adults in Arun held a credit card in 2024?

An estimated 103,000 adults in Arun held a credit card in 2024.

How many adults in Arun were overdrawn on a current account in 2024?

An estimated 29,800 adults in Arun were overdrawn on a current account in 2024.